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Balthier and Fran Bartz and Boko Choco, Seeker of Paradise Cloud of Darkness Crystallized Serah Diamond Weapon Esper Terra Exdeath, Void Warlock Garnet, Princess of Alexandria Gladiolus Amicitia Ignis Scientia Jenova, Ancient Calamity Neo Exdeath, Dimension's End Omega, Heartless Evolution Quina, Qu Gourmet Ragnarok, Divine Deliverance Rinoa Heartilly Rydia, Summoner of Mist Sazh Katzroy Serah Farron Sin, Spira's Punishment Terra, Magical Adept The Earth Crystal The Wandering Minstrel Tifa Lockhart Torgal, A Fine Hound Vanille, Cheerful l'Cie Yuna, Hope of Spira

The final loyalty ability is where it truly excels

If your deck happens to be playing Eternal Scourge, Misthollow Griffin, Torrent Elemental, or Squee, the Immortal, you might consider Altar of Bhaal if black is in your color identity

For each year, I'm choosing the card I think is the most influential typal card design of the year

This effect can't reduce the mana in that cost to less than one mana